Solutions
The industries where
"close enough"
isn't close enough.
We don't build generic software. We build for the places where a typo in the reconciliation logic becomes a subpoena.
Regulatory literacy
We speak SOX, HIPAA, FERPA, PCI — and know when each one applies to a decision.
Domain experience
Engineers who've shipped insurance, fintech, healthtech, and federal systems.
Integration-ready
Carrier feeds, EHR standards, bank protocols — pre-built patterns, not from-scratch.
Audit-ready by default
Documented architectures, immutable trails, evidence your compliance team can use.
Insurance
The world where
licensing rules for 50 states
is the easy part.
We build for FMOs, IMOs, carriers, and distribution partners — the operating systems behind agent hierarchies, commission payouts, carrier integrations, and compliance reporting at scale.
FMOs & IMOs
Agent CRUD, commission engines, training ladders, incentive programs. See Sprocket for the full stack.
Carriers
Enrollment intake, policy data distribution, appointment lifecycle, producer licensing feeds. Ratchet does the plumbing.
TPAs
Claims adjudication workflows, case management, member portals. Custom-built on the same stack.
Regulated fintech
The world where
"eventual consistency"
is a career-ending phrase.
Ledgers, payments, reconciliation, tokenization. We build the plumbing that moves money and survives state audits — without inventing a new consensus protocol.
Distributed ledgers
Immutable append-only records, per-tenant chains, full provenance. See Artemis.
Payments
ACH, wire, card, stablecoin. Batch disbursement, real-time settlement. See Mercury.
Reconciliation
Three-way match, exception handling, period management. Month-end in hours, not weeks.
Healthtech
The world where
a breach letter
is the pitch meeting.
PHI exchange, interoperability, patient-touchpoint apps, data warehousing for analytics without losing your BAA status. We take HIPAA the way it was written, not the way your legal team wishes it was.
PHI pipelines
FHIR R4 + HL7 v2 + X12 ingestion, transformation, routing. See Gemini.
Patient apps
Mobile + web experiences for appointments, records, messaging. BAA-compliant end to end.
Analytics
De-identified data warehouses, research data cuts, quality reporting. No BAA blind spots.
Government
The world where
boring is the goal.
Vetted federal contractors. FedRAMP-adjacent. SOX-friendly. We ship software that lands on public-sector networks without needing a 90-day exception memo.
Compliance-ready
SOC 2 Type II aligned. FedRAMP-adjacent. Audit-trail by default.
Secure by default
Government-cloud deployable. Customer-managed keys. Zero-trust deployment models.
Documentation-first
Every system has an ATO package ready. Your PM will thank us.
Don't see your industry?
Try us anyway.
If it's regulated, audited, or involves money/data that matters — we've probably built something like it.
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